Maria Patterson

Always exercise caution and be comfortable and confident about your final decision. This means selecting a competent and reliable contractor...

Opinions vary about which professional to call first. Some say the architect comes first because “you have to design it...

Beyond having the architect create the design and the contractor implement it, both professionals have additional responsibilities. The contractor is...

It depends on the complexity of the project and your ability to do the job well yourself. Really consider whether...

Your personal needs, preferences and finances are all factors. If you’ve lived in your home awhile and prefer to stay...

The interest rates on these loans are often higher than on secured loans and you generally will not be able...

According to the Millennial Housing Commission created by Congress, few lenders are willing to administer home improvement loans. Most prefer...

Lenders require private mortgage insurance (PMI) on most loans with less than a 20 percent down payment. They believe there...

Many builders offer financing incentives to help move more buyers into a project. In fact, major building companies often have...

The Federal Housing Administration (FHA) is an agency within the Department of Housing and Urban Development (HUD). Its main goal...