If your teen is going to start driving soon, you need to make sure you have the right auto insurance coverage.
Teenagers are inexperienced and more likely to get into accidents than adults, and they are therefore more expensive to insure. Here are some tips for finding the right coverage.
- It will most likely be cheaper to add your teen to your current policy than to take out a separate policy for your child.
- You should expect your premiums to go up if you add a teenage driver to your policy, but you might qualify for discounts that can make your premiums more affordable.
- Review your liability coverage and consider raising your limits so you’ll be protected if your teen is involved in a serious accident.
- Contact your insurance company or agent to review your policy, discuss rates and get coverage in place before your child starts driving.
