Deborah Kearns

Deborah Kearns is a freelance editor and writer with more than 15 years of experience covering real estate, mortgages and personal finance topics. Her work has appeared in The New York Times, Forbes Advisor, The Associated Press, MarketWatch, USA Today, MSN and HuffPost, among others. Deborah previously held editorial leadership and writing roles at NerdWallet, Bankrate, LendingTree and RE/MAX World Headquarters.

Posts by Deborah Kearns

‘Zombie’ Foreclosures on Decline as Fewer Homeowners Ghost Their Properties: ATTOM

Just in time for Halloween, America’s real estate market gets some unscary news: The zombies are going to their graves. So-called “zombie” foreclosures—homes abandoned by owners before formal foreclosure proceedings are completed—fell to 3.25% at the start of the fourth quarter of 2025, down from 3.38% from the previous quarter, according to ATTOM’s fourth-quarter Vacant…

Floor

Supreme Court Lets Stand Landmark Floor Plan Ruling in Major Win for Real Estate Industry

A protracted legal battle over whether real estate professionals can create and share floor plans when marketing homes finally ended Monday after the Supreme Court declined to revisit an appellate court’s decision allowing the practice. The high court’s refusal to hear the case reconfirms the January ruling from the Eighth U.S. District Court of Appeals…

Mortgage

Mortgage Rates Will Stay North of 6% as Originations to Top $2.2T in 2026: MBA

Housing professionals should expect modest growth in mortgage and home-buying activity and tempered optimism for 2026, according to projections released Sunday at the Mortgage Bankers Association’s (MBA) annual conference in Las Vegas. The trade group is calling for loan origination volume to reach $2.2 trillion in 2026, up 10% over 2025’s anticipated $2 trillion. The…

mortgage

Mortgage Delinquencies Tick Up in August, With FHA Defaults Leading: ICE Report

American homeowners are struggling to keep up with their mortgage payments as delinquencies climbed 16 basis points in August, according to the ICE Monthly Mortgage Monitor Report released Oct. 6.  Despite some brief summer declines, the delinquency rate climbed to 3.43% in August, up 10 basis points from a year ago, ICE reported.  It’s worth…

housing

Will Trump’s Proposals Reshape the Housing Industry? Real Estate Experts Are on the Fence

When the Trump Administration floated the idea of merging Fannie Mae and Freddie Mac into a single “Great American Mortgage Corporation” and taking it public, the announcement didn’t come through a press conference or news release. Instead, the president himself shared it via social media, sparking intense speculation. It’s one of many examples emerging from…

Shutdown

As Government Shutdown Looms, Mortgage, Real Estate Pros Brace for Potential Disruptions

As Congress faces off in another government shutdown showdown, trade groups are warning real estate and mortgage professionals to prepare for potential disruptions to their clients’ closings. If lawmakers can’t agree on a resolution to fund the government by midnight on Wednesday, the government will shut down until a compromise is reached. President Donald Trump…

Douglas Elliman

Douglas Elliman Brings 6,000+ Agents to Upstart American Real Estate Association

The American Real Estate Association (ARA) scored a major membership win with the addition of New York powerhouse brokerage Douglas Elliman—and its 6,600 agents—to the new trade group’s ranks. The move boosts membership to ARA, which now claims 26,600 total members, with the addition of Douglas Elliman agents, and also offers a significant tacit endorsement…