According to the Millennial Housing Commission created by Congress, few lenders are willing to administer home improvement loans. Most prefer ...

Lenders require private mortgage insurance (PMI) on most loans with less than a 20 percent down payment. They believe there ...

Many builders offer financing incentives to help move more buyers into a project. In fact, major building companies often have ...

The Fannie Mae Community Home Buyers Program lets first-time buyers with little cash obtain 95 percent financing. Borrowers may put ...

The Federal Housing Administration (FHA) is an agency within the Department of Housing and Urban Development (HUD). Its main goal ...

Yes, although many are designed to assist first-time homebuyers, generally defined by lenders as people who have not owed a ...

Subprime mortgages are made to borrowers, usually at a higher interest rate, who do not meet traditional credit criteria or ...

Also referred to as PMI, it is insurance you pay to protect the lender in case you default on the ...

It can be difficult to do after a bankruptcy, unless you are willing to pay very high interest rates and ...

You most certainly can. During the most recent refinancing boom, for example, many homeowners refinanced their home loans two or ...