Maria Patterson

It is the cash value of your property over and above what is owed on it, including mortgages, liens, and...

The loan-to-value ratio, or LTV, is the loan amount expressed as a percent of either the purchase price or the...

The annual percentage rate, or APR, is an interest rate that differs from the loan rate. It is the actual...

It can be difficult to do after a bankruptcy, unless you are willing to pay very high interest rates and...

You most certainly can. During the most recent refinancing boom, for example, many homeowners refinanced their home loans two or...

Many people flock to refinance while mortgage interest rates are low, particularly when rates are about two percentage points below...

With a refinance, you pay off an old loan on your home and take out a new one, usually at...

The interest rate on a purchase money note is negotiable, as are the other terms in a seller-financed transaction. To...

Because the interest rate market fluctuates constantly and is subject to quick movements without notice, locking in a mortgage rate...

While these are rare in today’s mortgage climate, the main reason buyers sign on for these type of loans, which...