Maria Patterson

It is a mortgage held by the seller that can be taken over by the buyer when a home is...

You see promotions for them all the time but banking regulators have gone after lenders who misrepresent these loans. The...

Not too long ago, they offered in abundance what are called 'stated income loans', more commonly referred to as 'no...

Conventional loan limits are limits imposed on the amount of money you can borrow to finance a home purchase. The...

They are the same as conforming and non-conforming loans. A conventional, or conforming, loan is one not insured by the...

Conforming loans have terms and conditions that adhere to guidelines established by Fannie Mae and Freddie Mac, the two, big...

That certainly is an option, although not one most people can afford. Unless you're independently wealthy or have hit the...

Putting down as little as possible lets you take full advantage of the tax benefits of homeownership. Mortgage interest and...

Such loans are offered by government agencies and private lenders, including nonprofit groups and employers. In fact, there are government...

Builders will typically offer no-down payment loans to sell properties in a slow-moving development or a depressed market. Desperate sellers...