RISMedia
  • News
  • Premier
  • Reports
  • Events
  • Power Broker
  • Newsmakers
  • More
    • Publications
    • Education
No Result
View All Result
  • Agents
  • Brokers
  • Teams
  • Marketing
  • Coaching
  • Technology
  • More
    • Headliners New
    • Luxury
    • Best Practices
    • Consumer
    • National
    • Our Editors
Join Premier
Sign In
RISMedia
  • News
  • Premier
  • Reports
  • Events
  • Power Broker
  • Newsmakers
  • More
    • Publications
    • Education
No Result
View All Result
RISMedia
No Result
View All Result

Real Estate Q&A: Can We Build Another House in My Side Yard?

Home Consumer
By Gary M. Singer, South Florida Sun Sentinel
November 13, 2021
Reading Time: 2 mins read
Real Estate Q&A: Can We Build Another House in My Side Yard?

(TNS)—Q: My property’s large side yard is more than big enough to fit another house. I want to deed part of my property to my son so he can build his home there. Should I get my mortgage lender’s permission to transfer the vacant land? Is there anything else I need to do? —Gregg

A: If you live in a community association, you probably cannot do this because of the various restrictions over the entire community. Assuming you do not, you will need to jump through several hoops.

You have thought of the first one, which is getting your mortgage lender’s approval. You will need to contact your mortgage lender and explain the situation. Even though that side of your property is just vacant land, it still has value. Your lender may want you to pay down your loan enough so your remaining property’s value is greater than the remaining loan amount.

If you skip this step and don’t get your lender’s approval, you will have breached your mortgage agreement, and the lender could take enforcement action, even including foreclosure. Another reason you need to clear your existing mortgage from the property you are giving your son is because the lender giving him a construction loan will want their loan to be in the first lien position.

You will need to get the approval of the municipality and county you live in. The remaining two lots both need to be big enough to meet zoning requirements, and you will also need to make sure no deed restrictions affect the minimum lot size in your community. You will need to get the property appraiser’s approval to split your land into two distinct legal parcels. To get this done, you will likely need a detailed land survey and a title search.

Gary M. Singer is a Florida attorney and board-certified as an expert in real estate law by the Florida Bar. He practices real estate, business litigation and contract law from his office in Sunrise, Fla. He is the chairman of the Real Estate Section of the Broward County Bar Association and is a co-host of the weekly radio show Legal News and Review. He frequently consults on general real estate matters and trends in Florida with various companies across the nation. Send him questions online at www.sunsentinel.com/askpro or follow him on Twitter @GarySingerLaw.

©2021 South Florida Sun Sentinel
Distributed by Tribune Content Agency, LLC

Tags: ConstructionConsumer ContentHome-BuildingReal EstateSouth Florida Sun SentinelTribune News Agency
ShareTweetShare

Gary M. Singer

Related Posts

Canadian Marketing Firm rennie Joins Forbes Global Properties Network
Industry News

Canadian Marketing Firm rennie Joins Forbes Global Properties Network

July 8, 2025
realtor.com
Industry News

Realtor.com® Announces Integration of Ownwell’s Property Tax Services

July 8, 2025
mortgage
Industry News

Housing Inventory Up 32% in May, Easing Listings Crunch in Some Regions: Report

July 8, 2025
Rookie
Agent

Meet the Rookie of the Year Finalists: Northeast Region

July 8, 2025
market
Industry News

California Sun Can’t Prevent Real Estate Market Cooldown

July 8, 2025
delistings
Industry News

Delistings Accelerate as Sellers Hit Pause, Realtor.com Reports

July 8, 2025
Please login to join discussion
Tip of the Day

4 Skills You Must Excel at to Succeed as an Agent Going Forward

Like with all professions, some skills are more important than others. And when you must showcase them over and over again in order to succeed with current clients and win new ones, mastering them becomes a must. https://www.rismedia.com/2024/09/12/4-skills-you-must-excel-at-to-succeed-as-an-agent-going-forward/

Read more.
Business Tip of the Day provided by

Recent Posts

  • Canadian Marketing Firm rennie Joins Forbes Global Properties Network
  • Realtor.com® Announces Integration of Ownwell’s Property Tax Services
  • Housing Inventory Up 32% in May, Easing Listings Crunch in Some Regions: Report

Categories

  • Spotlights
  • Best Practices
  • Advice
  • Marketing
  • Technology
  • Social Media

The Most Important Real Estate News & Events

Click below to receive the latest real estate news and events directly to your inbox.

Sign Up
By signing up, you agree to our TOS and Privacy Policy.

About Blog Our Products Our Team Contact Advertise/Sponsor Media Kit Email Whitelist Terms & Policies ACE Marketing Technologies LLC

© 2025 RISMedia. All Rights Reserved. Design by Real Estate Webmasters.

No Result
View All Result
  • Home
  • Premier
  • Reports
  • News
    • Agents
    • Brokers
    • Teams
    • Consumer
    • Marketing
    • Coaching
    • Technology
    • Headliners New
    • Luxury
    • Best Practices
    • National
    • Our Editors
  • Publications
    • Real Estate Magazine
    • Past Issues
    • Custom Covers
  • Events
    • Upcoming Events
    • Podcasts
    • Event Coverage
  • Education
    • Get Licensed
    • REALTOR® Courses
    • Continuing Education
    • Luxury Designation
    • Real Estate Tools
  • Newsmakers
    • 2025 Newsmakers
    • 2024 Newsmakers
    • 2023 Newsmakers
    • 2022 Newsmakers
    • 2021 Newsmakers
    • 2020 Newsmakers
    • 2019 Newsmakers
  • Power Broker
    • 2025 Power Broker
    • 2024 Power Broker
    • 2023 Power Broker
    • 2022 Power Broker
    • 2021 Power Broker
    • 2020 Power Broker
    • 2019 Power Broker
  • Join Premier
  • Sign In

© 2025 RISMedia. All Rights Reserved. Design by Real Estate Webmasters.

X