Steady, Near 6% Rates Bring ‘Improving Momentum’ in Buyer Demand
With little change in the average mortgage rate expected over the coming weeks, home shoppers are seeing some positive signs ...
Tag: Housing Affordability
Mortgage Market Gives Mixed Messages Over the Holidays
While mortgage rates dropped to their lowest level since September, applications for home purchases were down nearly 10% from two ...
Mortgage Rates Drop to Lowest Level to Close Out 2025
Freddie Mac’s last mortgage report of 2025 released earlier this week on New Year’s Eve saw the average mortgage rate ...
Mortgage Rates Decrease Slightly; Little Movement in Recent Weeks
A cooling labor market reported this week with unemployment rising slightly, while in line with expectations, did little to move ...
Affordability: Guiding Buyers on Financial Pitfalls Before They Get Overextended
There are all kinds of numbers available for people to ponder as they set on the path to homeownership. Every ...
Following Last Interest Rate Cut of the Year, Mortgage Applications Decrease This Week
With the last FOMC meeting and interest rate cuts of the year in the rear-view mirror, combined with typical holiday ...
NAR Report: Home-Purchase Affordability Relatively Stable in October
As 2025 comes to a close, affordability has stabilized somewhat for many homebuyers, according to the latest National Association of ...
Mortgage Rates Tick Up but Remain Near 2025 Lows
As we head into 2026, mortgage rates are expected to remain in line with today’s rates, which, while not the ...
Lock-In Effect ‘Trapping’ Homeowners, Preventing Moves: Report
The lock-in effect—the gap between existing mortgage payments and the cost of financing a home today—continues to widely affect housing ...
Mortgage Applications Remain Ahead of Last Year as Market Shows Gradual Improvement
Home purchase application activity continues to fluctuate with an increase this past week but mortgage watchers say the bigger picture ...
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