Financial Firms Looking to Break Down Barriers to First-Time Homeownership

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Innovative programs tackle twin challenges of student loan debt and insufficient cash for down payments as housing costs and mortgage rates stay higher for longer.

Home Industry News

By Deborah Kearns

December 10, 2024

Reading Time: 5 mins read

Home affordability continues to stand between prospective homeowners and their dreams as home prices and mortgage rates stay higher for longer.

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Deborah Kearns

Deborah Kearns is a freelance editor and writer with more than 15 years of experience covering real estate, mortgages and personal finance topics. Her work has appeared in The New York Times, Forbes Advisor, The Associated Press, MarketWatch, USA Today, MSN and HuffPost, among others. Deborah previously held editorial leadership and writing roles at NerdWallet, Bankrate, LendingTree and RE/MAX World Headquarters.