RISMedia
  • News
  • Premier
  • Reports
  • Events
  • Power Broker
  • Newsmakers
  • More
    • Publications
    • Education
No Result
View All Result
  • Agents
  • Brokers
  • Teams
  • Marketing
  • Coaching
  • Technology
  • More
    • Headliners New
    • Luxury
    • Best Practices
    • Consumer
    • National
    • Our Editors
Join Premier
Sign In
RISMedia
  • News
  • Premier
  • Reports
  • Events
  • Power Broker
  • Newsmakers
  • More
    • Publications
    • Education
No Result
View All Result
RISMedia
No Result
View All Result

8 Small Ways to Save Big

Home Consumer
By Barbara Pronin
February 4, 2015
Reading Time: 2 mins read
1

save_big_money_jarYes, it’s hard to save money—especially when you think you’ve already cut the fat out of your monthly budget. But Kiplinger’s personal finance editors offer eight ways you may not have considered that can help you wring out a few more dollars to squeeze into your savings:

  • Negotiate your rates – If you’re paying high rates on credit balances, call each of your issuers. If you have good credit, and especially if you can point to better offers you’ve received from other issuers, there’s a good chance lenders will agree to lower your rate.
  • Get a credit card with rewards – If you’re spending $80 a month on gas, groceries and sundries, putting it on a card with a five percent rebate will net you nearly $200 a year. Look online to find the right card for you – but pay off the balance each month.
  • Make media free – Cancel your subscriptions or let them expire. Dust off your library card and get movies, books and magazines for free at your local library.
  • Change your calling plan – Visit your provider to determine whether a cheaper plan is available based on the number of minutes you use each month and other contributing factors.
  • Ditch the gym – Does your community center offer workout facilities? Can you make do with old-fashioned exercise opportunities like running daily with a friend or neighbor?
  • Brown bag it – If you’re spending $8 or more for your lunch each day, you can pretty much halve the expense by packing your own lunch. Pack yourself an occasional treat to make the sacrifice seem worth it.
  • Reshop your auto insurance – If it’s been a while since you comparison shopped, make a few phone calls and see if you can lower your rates.
  • Control heating and cooling costs – If you don’t already have one, spend about $50 for a programmable thermostat. It could save you 10 to 20 percent in heating and cooling bills year-round.
ShareTweetShare

Barbara Pronin

Barbara Pronin is a contributing editor to RISMedia.

Related Posts

Luxury Home Prices Fall as Starter Homes See Increases
Agents

Luxury Home Prices Fall as Starter Homes See Increases

January 30, 2023
CRMLS Partners With Styldod for Advanced Image Analysis
Agents

CRMLS Partners With Styldod for Advanced Image Analysis

January 30, 2023
United Real Estate Attributes Growth to Its Bullseye Agent-Productivity Platform
Agents

United Real Estate Attributes Growth to Its Bullseye Agent-Productivity Platform

January 30, 2023
ERA Real Estate Expands Presence in Central San Joaquin Valley
Agents

ERA Real Estate Expands Presence in Central San Joaquin Valley

January 30, 2023
JPAR®–Real Estate Named a 2023 Top Franchise by Franchise Business Review
Agents

JPAR®–Real Estate Named a 2023 Top Franchise by Franchise Business Review

January 30, 2023
How to Debunk 4 FSBO Myths
Agents

How to Debunk 4 FSBO Myths

January 29, 2023

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Tip of the Day

Take Your Passion for Helping Buyers to the Next Level

Are you ready to get serious about buyer representation in 2023? Attain the tools, knowledge and skills you need to... Learn More

Business Tip of the Day provided by

Recent Posts

  • Luxury Home Prices Fall as Starter Homes See Increases
  • CRMLS Partners With Styldod for Advanced Image Analysis
  • United Real Estate Attributes Growth to Its Bullseye Agent-Productivity Platform

Categories

  • Spotlights
  • Best Practices
  • Advice
  • Marketing
  • Technology
  • Social Media

The Most Important Real Estate News & Events

Click below to receive the latest real estate news and events directly to your inbox.

Sign Up
By signing up, you agree to our TOS and Privacy Policy.

About Blog Our Products Our Team Contact Advertise/Sponsor Media Kit Email Whitelist Terms & Policies ACE Marketing Technologies LLC

© 2023 RISMedia. All Rights Reserved. Design by Real Estate Webmasters.

No Result
View All Result
  • Home
  • Premier
  • Reports
  • News
    • Agents
    • Brokers
    • Teams
    • Consumer
    • Marketing
    • Coaching
    • Technology
    • Headliners New
    • Luxury
    • Best Practices
    • National
    • Our Editors
  • Publications
    • Real Estate Magazine
    • Past Issues
    • Custom Covers
  • Events
    • Upcoming Events
    • Podcasts
    • Event Coverage
  • Education
    • Get Licensed
    • REALTOR® Courses
    • Continuing Education
    • Luxury Designation
    • Real Estate Tools
  • Newsmakers
    • 2022 Newsmakers
    • 2021 Newsmakers
    • 2020 Newsmakers
    • 2019 Newsmakers
  • Power Broker
    • 2022 Power Broker
    • 2021 Power Broker
    • 2020 Power Broker
    • 2019 Power Broker
  • Join Premier
  • Sign In

© 2023 RISMedia. All Rights Reserved. Design by Real Estate Webmasters.

X